3. Flat Planning Fee with transaction costs billed~ Again in this fee structure you and your planner agree to a fee for the engagement and a schedule to pay. Your advisor will cover any account expenses with the agreement that you will reimburse the advisor no more often than quarterly unless the outstanding balance exceeded an agreed upon threshold.
As your goals and situation change it may make sense to change how you pay for the services you want. It might be appropriate for your situation to utilize some combination of the above to pursue your goals.
Sample Fee Comparisons:
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Crest Financial LLC offers a clearly different approach to working with clients. Clients choose to pay for financial services in the way that works best for them. Investment related expenses are tax deductible at both the corporate and personal level.Crest Financial LLC works in four ways with our clients.
2. Flat Planning Fee with transaction costs deducted from your account ~ In this fee structure you and your planner agree to a fee for your engagement and a schedule for paying. Any and all investment expenses in your brokerage account will be deducted from the account. (e.g., annual fee $100 or trading fee of $25 plus $0.02 per share).
1. Traditional Asset Based Advisory Fee ~ A traditional asset-based advisory fee ranges from 0.75% to 1.50% annually. You may also pay a modest asset based fee on your mutual funds or investments. A word of caution though, this may be the most expensive option over time.
This content has been developed by Crest Financial LLC and is believed to be accurate. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. The Investment Fiduciary standard of care applies to advisory services only. Securities offered through Securities America, Inc., Member FINRA / SIPC, and Advisory Services offered through Securities America Advisors, Inc., Douglas E. Richards, CLU®, ChFC®, CFP®, AIF® Representative. Crest Financial LLC and Securities America are separate entities. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. Copyright 2018 Crest Financial LLC
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4. Flat Planning Fee while you continue to invest with your current provider~Perhaps you are satisfied with your current investments are but you want additional planning help. You do not have to roll everything over to Crest Financial LLC to work together. Crest Financial LLC can help you plan and pursue your goals. You and your planner will agree to a fee and a schedule for the engagement to review your current investments. Your investments will be subject to the terms of their current custodian. You will need to sign a release authorize your planner the ability to get the information needed to help you.